Abstract:

The auto-financing market has been evolving in response to macroeconomic developments, changing consumer behavior, and new regulations. This article consolidates the findings on potential growth opportunities, future strategies, and organizational challenges in the European market. The auto-leasing and auto-loan sectors are billion-euro industries in Europe, but slowing auto sales and changing mobility patterns have taken a toll. This study research suggests that both the European leasing and auto-loans segments will grow through 2025.